By choosing this channel, we have aligned ourselves with financial advisors who tend to be entrepreneurial and who understand that building strong client relationships is the foundation to developing and growing a successful business practice. We have focused our support on the professional advisor with the credibility and professionalism to serve the high net-worth market.

The independent distribution channel differs from other forms of distribution by allowing the independent advisor to:

• Sell the products of multiple manufacturers
• Place any portion of their new business with any financial services product manufacturer
• Operate independently of any ownership or control by a financial services product manufacturer